Foreign Claimant International Payment UI

Quick answer

Foreign claimant UI lets non-US class members file claims and receive settlement payments across borders—without assuming US bank routing numbers or skipping treaty withholding rules. Design a country-aware claim form with address and ID formats per region, a W-8BEN or W-8BEN-E tax wizard before international PAY-*, and an administrator cross-border review queue with extended SLA badges. Connect to settlement claims, tax reporting, payment disbursement, and cross-border data transfer controls. Start from the Figma guides hub and pair with forms, file upload, and Dev Mode handoff.

Who this is for

Product designers building international settlement flows—not generic multi-currency checkout from ecommerce.
Settlement administrators processing apostilled documents and SWIFT wires at scale.
Class counsel defining which foreign claimants qualify and which countries are excluded from electronic payout.

Foreign claimant lifecycle overview

ForeignClaimantLifecycle — CLM-992-66102 · Claimant: Yuki Tanaka · Country: JP · Status: Cross-border review
├── Triggers:
│   ├── Country ≠ US on claim form or eligibility file
│   ├── Non-US phone prefix · Foreign address validation
│   ├── Admin flags from IP geolocation (supplement only—not sole gate)
│   └── [Call center](/designing-breach-call-center-and-agent-script-ui-in-figma/) identifies foreign claimant
├── ID namespace:
│   ├── FOR-* (foreign case) · XBR-* (cross-border verification) · PAY-INT-* (international payout)
│   └── TAX-* links to W-8BEN/W-8BEN-E not W-9
├── Status progression:
│   ├── Claim filed → Country verified → Identity docs → Tax form → Payment method → XBR review → PAY-INT-* wire/check
│   └── Sanctioned country → Block with counsel-approved message
└── Failed wire → [UCF-*](/designing-breach-settlement-unclaimed-funds-and-escheatment-ui-in-figma/) with extended dormancy for re-routing

Stage	Administrator sees	Foreign claimant sees
Country flagged	FOR-* queue	Country-specific form fields
Identity review	XBR-* document viewer	Upload status with SLA badge
Tax form	W-8BEN completeness	Withholding estimate display
Payment setup	IBAN/SWIFT validation	Bank detail wizard
Paid	PAY-INT-* confirmation	Wire reference and receipt

Verdict: Never use US ACH fields for foreign claimants—show IBAN, SWIFT/BIC, and intermediary bank fields based on destination country.

Country-aware claim filing

ForeignClaimForm — CLM-992-66102 · Country: JP · Locale: en · Status: Submitted
├── Country selection (first step or derived from address):
│   ├── Dropdown with ISO codes · Drives all downstream field sets
│   ├── Sanctioned/blocked countries: Disabled with counsel message (not silent fail)
│   └── US territories: Separate handling per order (may use US payment rails)
├── Address fields (dynamic):
│   ├── JP: Postal code format · Prefecture · No US state dropdown
│   ├── UK: Postcode lookup optional · County optional
│   ├── CA: Province · Postal code A1A 1A1 format
│   └── Generic fallback: Free-form region + postal
├── Identity fields:
│   ├── National ID where applicable (My Number, NI, SIN) · Masked display
│   ├── Passport number optional supplement
│   └── Phone with country code picker · SMS OTP if supported in region
├── Language:
│   ├── Portal locale selector · Key notices in claimant language where translated
│   └── Admin review always in English with original doc attachment
└── Privacy: [Cross-border transfer notice](/designing-cross-border-data-transfer-and-scc-management-ui-in-figma/) at submission

Link country selection to saved addresses patterns—international formats need separate validation rules, not US-only regex.

Cross-border identity verification

CrossBorderVerification — XBR-992-0044 · CLM-992-66102 · Country: JP · Status: Docs requested
├── Document requirements (country-specific config):
│   ├── Government-issued photo ID (passport preferred)
│   ├── Proof of address (utility bill, bank statement · < 90 days)
│   ├── Apostille or consular authentication if required by counsel
│   └── Certified English translation upload slot
├── Upload flow:
│   ├── [File upload](/designing-file-upload-and-drag-drop-ui-in-figma/) · PDF/JPG · Multi-page passport
│   ├── Translation side-by-side viewer in admin console
│   └── Extended SLA badge: "International review: 15–30 business days"
├── Match logic:
│   ├── Name transliteration variants (Tanaka / 田中)
│   ├── DOB match against eligibility file
│   └── Address country must match FOR-* country (flag mismatches)
├── Fraud signals:
│   ├── VPN-only submission with US eligibility match → Manual XBR-*
│   ├── Duplicate passport hash across CLM-* → Block
│   └── Link to [eligibility portal](/designing-breach-victim-eligibility-verification-portal-ui-in-figma/) patterns
└── Actions: Approve · Request additional docs · Deny with appeal path to DIS-*

Do not reject claims solely because ID format differs from US driver’s license—use country-specific acceptable document lists.

W-8BEN and treaty withholding wizard

Foreign claimants use W-8 series forms instead of W-9 from tax reporting UI:

ForeignTaxWizard — TAX-992-66102 · Form: W-8BEN · Treaty: JP-US · Status: Complete
├── Step 1 — Claimant type:
│   ├── Individual → W-8BEN
│   ├── Entity → W-8BEN-E
│   └── Disregarded entity → W-8BEN with owner disclosure
├── Step 2 — Identification:
│   ├── Name · Country of citizenship · Permanent address (no P.O. box for tax)
│   ├── US TIN if any · Foreign TIN (My Number, etc.)
│   └── Date of birth (individuals)
├── Step 3 — Treaty claim (if applicable):
│   ├── Treaty country · Article and paragraph · Withholding rate claimed
│   ├── Limitation on benefits statement if required
│   └── System shows estimated withholding % (not tax advice disclaimer)
├── Step 4 — Certification:
│   ├── Electronic signature · Capacity to sign
│   └── TAX-* created · Release PAY-INT-* hold
├── Withholding display:
│   ├── Gross amount · Estimated withholding · Net wire amount
│   └── "Final withholding determined at payment" counsel disclaimer
└── Expiry: W-8 valid 3 years · Renewal reminder before PAY-INT-*

Block PAY-INT- above threshold until TAX- W-8 is complete**—same gate logic as domestic 1099 flows.

International payment method wizard

InternationalPayment — PAY-INT-992-66102 · CLM-992-66102 · Method: SWIFT wire · Status: Pending validation
├── Payment options (settlement-configured by country):
│   ├── SWIFT wire (most countries)
│   ├── International check (USD · mail to foreign address)
│   ├── PayPal/Venmo (only if counsel allows · usually US-only)
│   └── Blocked for sanctioned corridors
├── SWIFT wire fields:
│   ├── Beneficiary name (must match ID)
│   ├── IBAN or account number · SWIFT/BIC
│   ├── Bank name · Bank address · Country
│   ├── Intermediary bank (USD wires to some countries)
│   └── Reference/memo: CLM-* and settlement case ID
├── Validation:
│   ├── IBAN checksum · BIC format · Country-specific rules
│   ├── Name fuzzy match against XBR-* approved identity
│   └── Micro-deposit verification if partner supports (rare for settlements)
├── Fees:
│   ├── Show "Receiving bank may deduct fees" notice
│   ├── Optional: Settlement absorbs wire fee vs deduct from payment (per order)
│   └── Fee policy in plain language—not hidden in terms link only
└── Confirmation: Expected delivery 5–15 business days · Tracking reference when sent

For minor foreign claimants, guardian must complete payment wizard with blocked or court-equivalent routing in home country.

Administrator cross-border console

CrossBorderConsole — FOR-992-0044 · 12 pending XBR-* · 3 PAY-INT-* failed
├── Queues:
│   ├── XBR-* identity review · Extended SLA sort
│   ├── TAX-* W-8 missing · Blocks PAY-INT-*
│   ├── PAY-INT-* failed wire · Return reason codes (invalid IBAN, account closed)
│   └── Sanction screening hits · Counsel escalation
├── Wire failure handling:
│   ├── Return code display · Suggested fix (update BIC, verify name)
│   ├── Claimant notification email with secure link to update bank details
│   └── Retry limit before [UCF-*](/designing-breach-settlement-unclaimed-funds-and-escheatment-ui-in-figma/)
├── Batch operations:
│   ├── Export wire file for banking partner
│   ├── Reconcile SWIFT confirmations · Mark PAY-INT-* delivered
│   └── Year-end 1042-S reporting linkage (admin-only · not claimant portal)
└── Audit: for_id · xbr_id · pay_int_id · wire_ref · return_code · retry_count

Failed international wires need clear return reason codes—“Payment failed” alone forces unnecessary call center volume.

Comparison: foreign UI vs adjacent settlement surfaces

Surface	Focus	This UI adds
Settlement claims	US-default CLM-*	Country-aware fields
Tax reporting	W-9 / 1099	W-8BEN / withholding
Payment disbursement	ACH/check US	SWIFT / IBAN / intl check
Deceased claimant	Probate docs	Apostille foreign death certs
Cross-border data	SCC compliance	Claimant transfer notice

Handoff checklist (Dev Mode)

ForeignClaimForm — claim_id (CLM-), for_id (FOR-), country_iso, address_format_version, locale, sanction_screen_status.
CrossBorderVerification — xbr_id (XBR-*), for_id, claim_id, doc_refs[], translation_refs[], match_confidence, review_sla_days, approval_status.
ForeignTaxWizard — tax_id (TAX-*), form_type_enum (W8BEN/W8BEN-E), treaty_country, withholding_rate_claimed, certification_at.
InternationalPayment — pay_int_id (PAY-INT-*), claim_id, iban, swift_bic, intermediary_bic, beneficiary_name, wire_fee_policy_enum, validation_status.
CrossBorderConsole — for_id, queue_type_enum, wire_ref, return_code, retry_count, ucf_escalation_at.

Common mistakes

Mistake	Why it hurts	Fix
US routing number field for all countries	Invalid payments · Wire failures	Country-driven field set
Require US driver’s license	Excludes valid foreign claimants	Passport + country ID list
Skip W-8 before international wire	IRS compliance failure	TAX-* gate on PAY-INT-*
No withholding estimate	Claimant surprise · Disputes	Gross/net display
Silent block for sanctioned countries	Legal exposure without UX	Counsel-approved message
English-only error on IBAN fail	Abandoned claims	Locale-aware validation messages
Same SLA as domestic review	Unmet expectations	Extended SLA badge on XBR-*
Ignore wire return codes	Repeated failed payments	Return code → fix wizard
Auto-translate legal notices	Inaccurate counsel text	Professional translation flag
Store full passport in client logs	Privacy violation	Mask in analytics · Audit only

Recommended workflow

Counsel defines eligible countries, sanction exclusions, and treaty positions before wireframes.
Add country selector to CLM- filing* driving address, ID, and payment field sets.
Design XBR- verification flow* with apostille and translation upload slots.
Build W-8BEN wizard integrated with tax reporting TAX-* records.
Design SWIFT/IBAN payment wizard with validation and wire failure retry.
Configure admin cross-border console with extended SLAs and wire reconciliation.

FAQ

Can foreign claimants opt for US check in USD?

Yes if order allows · International check mailing to foreign address · Longer delivery · No IBAN required.

What about claimants in sanctioned countries?

Block electronic filing · Counsel-approved static message · Paper alternative if court order permits.

Dual citizens US + foreign?

Country of residence at filing drives form set · May file W-9 if US person for tax · XBR-* still if foreign address.

Currency of payment?

Most settlements pay USD · Show USD amount · FX conversion happens at receiving bank · Disclose in payment wizard.

Foreign deceased claimant estates?

Apostille death certificate · Foreign probate translation · Route through deceased claimant UI with extended XBR-* SLA.

Next steps

Design breach settlement notice and victim compensation claims UI in Figma — CLM-* before country fork
Design breach settlement tax reporting and 1099 UI in Figma — W-8 series and withholding
Design breach settlement payment disbursement and payout tracking UI in Figma — domestic PAY-* baseline
Design cross-border data transfer and SCC management UI in Figma — transfer notices
Design breach settlement minor claimant and guardian designation UI in Figma — international minor guardians

Designing breach settlement foreign claimant and international payment UI in Figma: W-8BEN collection, SWIFT routing, and cross-border verification